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With a track record in business over more than 95 years, we disseminate our strategies and management maturity to other countries around the world. We are a bank which has international operations in the Americas, Europe and Asia with a broad-based network of businesses in the retail, private banking and investment and corporate banking sectors.
The diversification of our businesses has been reflected in the profile of our loan portfolio over recent years, a period in which our focus has been on origination and on segments where the risk is lower and the guarantees are greater. We are constantly working to develop new products and services that create additional value for our customers and diversify sources of income. Our global results reveal high degrees of profitability, creating shareholder value.
